At The Pension Design Group (PDG), we’ve helped our clients provide top-performing retirement plans for their employees for over two decades. PDG specializes in providing customized, goal-driven retirement plan design and administration services that support business growth and employees' financial futures. Let us handle your retirement planning so you can focus on building your company’s success.
At The Pension Design Group, we know the difficulties of administering your company's retirement plan while juggling industry demands.
The benefits of working with our experienced team of professionals are trifold:
Personalized Service
We tailor retirement plans to meet each business's unique needs, ensuring personalized solutions that drive success.
Details Matter
Our meticulous attention to detail ensures plan compliance and maximizes the benefits of your retirement plan.
Great Partnerships
We collaborate closely with business owners, financial advisors, CPAs, and accountants to deliver seamless, integrated retirement plan solutions.
PDG is committed to providing an optimal experience for your retirement plan, including but not limited to plan design, administration, and reporting.
The Pension Design Group streamlines form processing, promptly handling all necessary paperwork to alleviate employers' administrative burden and freeing up time to focus on core business operations.
Our dedicated team provides next-level customer care, delivering meticulous attention to detail. We're always available to answer questions and ensure a clear understanding of your retirement plan.
We manage loan distribution requests and rollovers, relieving employers from administrative tasks. This ensures seamless transactions and compliance, giving you peace of mind.
The Pension Design Group assists with employee eligibility and can advise you on any questions you may have regarding employee participation. We provide guidance to help ensure your plan remains in compliance and eligible employees can enroll and benefit from your retirement program in a timely manner.
Our firm’s resources are utilized to simplify the complex, time-consuming tasks of retirement plan design and administration. PDG administers all types of plans, such as Traditional 401(k), Safe Harbor 401(k), Profit Sharing, Money Purchase Pension, 403(b), 457(b), 457(f), Traditional Defined Benefit, and Cash Balance Pension Plans. With our collective expertise, our team brings over 100 years of experience working with these various types of plans.
At The Pension Design Group, we guide employers in determining the purpose of the plan and assist with the provisions that help them reach their specific goals for their retirement plan. These goals typically include attracting and retaining talent while providing financial security for the participants. We assist in selecting the appropriate plan type—either a defined benefit plan that guarantees a specific benefit amount or a defined contribution plan that provides individual balances based on the plan design, investment choices, and contribution history.
PDG helps establish eligibility criteria outlining who can participate based on factors like age and service duration. We create vesting schedules specifying when employees fully own employer contributions and set contribution limits. We coordinate with your financial advisor for the plan and work with them to develop a plan for communicating and educating employees about the plan's features.
Our experienced team members at PDG, provide comprehensive plan administration services. We handle contribution processing, and participant communication, and ensure ERISA compliance, including Form 5500 filing and nondiscrimination testing. Our services encompass accurate record-keeping of participant accounts, contributions, and distributions, as well as annual reporting to the IRS and Department of Labor.
PDG prepares and distributes Summary Plan Descriptions and Summary Annual Reports, manages electronic documentation, and handles participant notifications about plan changes and benefits. Through our specialized support, we alleviate the administrative burden for employers, ensuring compliance and efficient plan management throughout the process.
Reach out to The Pension Design Group by phone at 888-4-K-PLANS or email us to express your interest. We'll be in touch to discuss your needs and answer any questions.
Provide a census of your current employees. We'll also ask more in-depth questions about your objectives and ideal plan features to tailor the perfect solution.
We'll create a proposal outlining a customized plan. We'll review the design, answer questions, and discuss benefits in a virtual or in-person meeting.
We'll handle the implementation of your plan, from documents to compliance. We can facilitate contribution submissions and will provide ongoing support, ensuring your plan's success and your employees' retirement readiness.
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